Maine Customers:
Maine Bureau of Consumer Credit Protection
Online:
https://www.maine.gov/pfr/consumercredit/index.shtml
Telephone number:
207-624-8527
800-332-8529 (ME Only)
PayPal, Inc. (NMLS ID #: 910457) State Licenses
PayPal Digital, Inc. (NMLS ID #: 2610315) State Licenses
PayPal, Inc. is licensed for its money transmission activity and virtual currency activity in the following US jurisdictions:
| Jurisdiction | Regulatory Agency | Name of License |
|---|---|---|
| Alabama | Alabama Securities Commission | Money Transmitter License |
| Alaska | Alaska Division of Banking & Securities | Money Transmitter License |
| Alaska | Alaska Department of Commerce | Business License |
| American Samoa | American Samoa Office of Financial Institutions | Money Transmitter License |
| Arizona | Arizona Department of Insurance and Financial Institutions | Money Transmitter License |
| Arkansas | Arkansas Securities Department | Money Transmitter License |
| California | California Department of Financial Protection and Innovation | Money Transmitter License |
| Colorado | Colorado Division of Banking | Money Transmitters License |
| Connecticut | Connecticut Department of Banking | Money Transmission License |
| District of Columbia | District of Columbia Department of Insurance, Securities, & Banking | Money Transmitter License |
| Delaware | Delaware Office of the State Bank Commissioner | Check Seller, Money Transmitter License |
| Florida | Florida Office of Financial Regulation | Money Transmitter Part II |
| Georgia | Georgia Department of Banking and Finance | Money Transmitter License |
| Guam | Guam Department of Revenue and Taxation | Foreign Exchange |
| Hawaii | Hawaii Division of Financial Institutions | Money Transmitter License |
| Idaho | Idaho Department of Finance | Money Transmitters |
| Illinois | Illinois Department of Financial Institutions and Professional Regulation | Money Transmitter License |
| Indiana | Indiana Department of Financial Institutions | Money Transmitter License |
| Iowa | Iowa Division of Banking | Money Services License |
| Kansas | Office of the State Bank Commissioner | Money Transmitter License |
| Kentucky | Department of Financial Institutions | Money Transmitter License |
| Louisiana | Louisiana Office of Financial Institutions | Sale of Checks and Money Transmitters |
| Louisiana | Louisiana Office of Financial Institutions | Virtual Currency Business Activity License |
| Maine | Maine Bureau of Consumer Credit Protection | Money Transmitter License |
| Maryland | Maryland Office of Financial Regulation | Money Transmitter License |
| Massachusetts | Massachusetts Division of Banks | Money Transmitter License |
| Michigan | Michigan Department of Insurance and Financial Services | Money Transmitter License |
| Minnesota | Minnesota Department of Commerce | Money Transmitter License |
| Mississippi | Department of Banking and Consumer Finance | Money Transmitter License |
| Missouri | Missouri Division of Finance | Money Transmitter License |
| Nebraska | Nebraska Department of Banking and Finance | Money Transmitter License |
| Nevada | Financial Institutions Division | Money Transmitter License |
| New Hampshire | New Hampshire Banking Department | Money Transmitter License |
| New Jersey | New Jersey Department of Banking and Insurance | Money Transmitter |
| New Mexico | New Mexico Financial Institutions Division | Money Transmission License |
| New York | New York State Department of Financial Services | Money Transmitter License |
| New York | New York State Department of Financial Services | Virtual Currency Business Activity Company License |
| North Carolina | North Carolina Office of the Commissioner of Banks | Money Transmitter License |
| North Dakota | North Dakota Department of Financial Institutions | Money Transmitter License |
| Ohio | Ohio Division of Financial Institutions | Money Transmitter License |
| Oklahoma | Oklahoma Banking Department | Money Transmission License |
| Oregon | Oregon Division of Financial Regulation | Money Transmitter License |
| Pennsylvania | Pennsylvania Department of Banking and Securities | Money Transmitter |
| Puerto Rico | Puerto Rico Office of Commission of Financial Institutions | Money Transmitter License |
| Rhode Island | Rhode Island Department of Business Regulation | Currency Transmitter |
| South Carolina | South Carolina Office of the Attorney General | Money Transmitter License |
| South Dakota | South Dakota Division of Banking | Money Transmitter License |
| Tennessee | Department of Financial Institutions | Money Transmitter License |
| Texas | Texas Department of Banking | Money Transmitter License |
| U.S. Virgin Islands | U.S. Virgin Islands Division of Banking, Insurance, and Financial Regulation | Money Transmitter |
| Utah | Utah Department of Financial Institutions | Money Transmitter License |
| Vermont | Vermont Department of Banking | Money Transmitter |
| Virginia | Virginia Bureau of Financial Institutions | Money Order Seller and Money Transmitter License |
| Washington | Washington Department of Financial Institutions | Money Transmitter (includes Currency Exchange) |
| West Virginia | West Virginia Division of Financial Institutions | Money Transmitter License |
| Wisconsin | Wisconsin Department of Financial Institutions | Money Transmitter License |
| Wyoming | Wyoming Division of Banking | Money Transmitter License |
PayPal Digital, Inc. is licensed for its virtual currency activity in the following US jurisdictions:
| Jurisdiction | Regulatory Agency | Name of License |
|---|---|---|
| Alaska | Alaska Division of Banking and Securities | Money Transmitter License |
| Alaska | Alaska Department of Commerce | Business License |
| Arizona | Arizona Department of Insurance and Financial Institutions | Money Transmitter License |
| Arkansas | Arkansas Securities Department | Money Transmitter License |
| Connecticut | Connecticut Department of Banking | Money Transmission License |
| District of Columbia | District of Columbia Department of Insurance, Securities, & Banking | Money Transmitter License |
| Iowa | Iowa Division of Banking | Money Services License |
| Idaho | Idaho Department of Finance | Representative Trust Office |
| Maine | Maine Bureau of Consumer Credit Protection | Money Transmitter License |
| Maryland | Maryland Office of Financial Regulation | Money Transmitter License |
| Massachusetts | Massachusetts Division of Banks | Money Transmitter License |
| Minnesota | Minnesota Department of Commerce | Money Transmitter License |
| Mississippi | Department of Banking and Consumer Finance | Money Transmitter License |
| Nebraska | Nebraska Department of Banking and Finance | Money Transmitter License |
| Nevada | Nevada Financial Institutions Division | Foreign Independent Trust Company License |
| New Mexico | New Mexico Financial Institutions Division | Money Transmission License |
| North Carolina | North Carolina Office of the Commissioner of Banks | Approval for Interstate Trust Activities of State Chartered Trust Institutions in North Carolina |
| North Dakota | North Dakota Department of Financial Institutions | Money Transmitter License |
| Ohio | Ohio Division of Financial Institutions | Money Transmitter License |
| Oregon | Oregon Division of Financial Regulation | Money Transmitter License |
| Pennsylvania | Pennsylvania Department of Banking and Securities | Money Transmitter |
| Puerto Rico | Puerto Rico Office of Commissioner of Financial Institutions | Money Transmitter License |
| Rhode Island | Rhode Island Department of Business Regulation | Currency Transmitter |
| South Dakota | South Dakota Division of Banking | Money Transmitter License |
| West Virginia | West Virginia Division of Financial Institutions | Money Transmitter License |
After first contacting PayPal, if you still have an unresolved complaint regarding the company’s money transmission or virtual currency services, please direct your complaint to the appropriate state contact information below.
Alabama Customers:
Alabama Securities Commission Online: https://asc.alabama.gov/for-industry/enforcement/complaint-procedure/
Telephone number: 800-222-1253
Alaska Customers:
If your issue is unresolved by PayPal, (888)221-1161, please submit formal complaints with the State of Alaska, Division of Banking & Securities.
Please download the form via below link:
Submit formal complaint form with supporting documents:
Division of Banking & Securities PO Box 110807 Juneau, AK 99811-0807
If you are an Alaska resident with questions regarding formal complaints, please email us at dbs.licensing@alaska.gov or call 907-465-2521
American Samoa Customers:
American Samoa Office of Financial Institutions
Online:
www.americansamoa.gov/contactus
Telephone number:
684-633-4116
Arizona Customers:
Arizona Department of Insurance and Financial Institutions
Online:
Telephone number:
800-544-0708
Arkansas Customers:
Arkansas Securities Department
Online:
https://www.securities.arkansas.gov/
Telephone number:
800-981-4429
By mail:
#1 Commerce Way, Suite 402
Little Rock, AR 72202
California Customers:
If you have complaints with respect to any aspect of the money transmission activities conducted at this location, you may contact the California Department of Financial Protection and Innovation at its toll-free telephone number, 1-866-275-2677, by email at consumer.services@dfpi.ca.gov, or by mail at the Department of Financial Protection and Innovation, Consumer Services, 651 Bannon Street, Suite 300, Sacramento, CA 95811.
Colorado Customers:
Colorado customers can contact the Colorado Division of Banking at 303-894-7575 with questions or complaints about the licensee’s money transmission services.
Connecticut Customers:
Connecticut Department of Banking
Online:
Telephone number:
1-800-831-7225
1-860-240-8170
District of Columbia Customers:
District of Columbia Department of Insurance, Securities, & Banking
Online:
Telephone number:
202-727-8000
Delaware Customers:
Delaware Office of State Bank Commissioner
Online:
Telephone number:
302-739-4235
Florida Customers:
Florida Office of Financial Regulation
Online:
Telephone number:
850-487-9687
Georgia Customers:
Georgia Department of Banking & Finance
Online:
Telephone number:
888-986-1633
770-986-1633
Guam Customers:
Guam Department of Revenue & Taxation
Online:
https://www.guamtax.com/app/contactus.do
Telephone number:
671-635-1835
671-635-1836
Hawaii Customers:
Hawaii Division of Financial Institutions
Online:
Telephone number:
808-586-2820
Idaho Customers:
Idaho Department of Finance
Online:
Telephone number:
208-332-8000
Illinois Customers:
Illinois Department of Financial and Professional Regulation
Online:
Telephone number:
888 473-4858
312-814-6910
Indiana Customers:
Indiana Department of Financial Institutions
Online:
Telephone number:
800-382-4880
317-232-3955
Iowa Customers:
Iowa Division of Banking
Online:
Telephone number:
515-281-4014
Kansas Customers:
Kansas Office of the State Bank Commissioner
If you have questions or complaints about PayPal’s money transmission services, you can contact the Kansas Office of the State Bank Commissioner.
Online: https://www.osbckansas.org
Telephone number:
877-387-8523
785-380-3939
Kentucky Customers:
Kentucky Department of Financial Institutions
Online:
Telephone number:
1-800-223-2579
1-502-573-3390
Louisiana Customers:
Louisiana Office of Financial Institutions
Online:
https://www.ofi.louisiana.gov/
Telephone number:
1-888-525-9414
1-225-925-4660
Maine Customers:
Maine Bureau of Consumer Credit Protection
Online:
https://www.maine.gov/pfr/consumercredit/index.shtml
Telephone number:
207-624-8527
800-332-8529 (ME Only)
Maryland Customers:
Maryland Office of Financial Regulation
100 S. Charles Street Tower 1, Suite 5300,
Baltimore, MD 21201
Attention: Consumer Services Unit
Online:
https://www.dllr.state.md.us/finance
Telephone number:
888-784-0136
410-230-6100
The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding PayPal, Inc., NMLS # 910457 at 100 S. Charles Street Tower 1, Suite 5300, Baltimore, MD 21201, phone 888-784-0136 or 410-230-6100.
This licensed company may be verified through the NMLS Consumer Access website –https://www.nmlsconsumeraccess.org/
Massachusetts Customers:
Massachusetts Division of Banks
Online:
Telephone number:
800-495-2265
617-956-1500
Michigan Customers:
Michigan Department of Insurance & Financial Services
Online:
Telephone number:
877-999-6442
517-284-8800
Minnesota Customers:
Minnesota Department of Commerce
If you have questions or complaints about PayPal’s money transmission services, you can contact the Minnesota Department of Commerce.
Minnesota Department of Commerce
Online: https://mn.gov/commerce
Telephone number:
1-651-539-1600
1-651-539-1500
Mississippi Customers:
Mississippi Department of Banking & Consumer Finance
Online:
Telephone number:
800-844-2499
601-321-6901
Missouri Customers:
Missouri Division of Finance
Online:
Telephone number:
573-751-3242
Nebraska Customers:
Nebraska Department of Banking & Finance
Online:
Telephone number:
877-471-3445
Nevada Customers:
Nevada Financial Institutions Division
Online:
Telephone number:
702-486-4120
New Hampshire Customers:
New Hampshire Banking Department
Online:
Telephone number:
603-271-3561
New Jersey Customers:
New Jersey Department of Banking & Insurance
Online:
Telephone number:
800-446-7467
609-292-7272
New Mexico Customers:
New Mexico Financial Institutions Division
Online:
https://www.rld.nm.gov/financial-institutions/
Telephone number:
505-476-4885
New York Customers:
New York State of Department of Financial Services
Attn: Consumer Assistance Unit
One Commerce Plaza
Albany, NY 12257
Online:
Telephone number:
800-342-3736
North Carolina Customers:
North Carolina Office of the Commissioner of Banks
Online:
Telephone number:
1-919-733-3016
North Dakota Customers:
North Dakota Department of Financial Institutions
Online:
Telephone number:
701-328-9933
Ohio Customers:
Ohio Division of Financial Institutions
Online:
https://www.com.ohio.gov/fiin/
Telephone number:
866-278-0003
614-728-8400
Oklahoma Customers:
Oklahoma Banking Department
Online:
Telephone number:
405-521-2782
Oregon Customers:
Oregon Division of Financial Regulation
Online:
https://dfr.oregon.gov/Pages/index.aspx
Telephone number:
1-888-877-4894 (OR Only)
503-378-4140
Pennsylvania Customers:
Pennsylvania Department of Banking and Securities
Online:
https://www.dobs.pa.gov/agencies/dobs.html
Telephone number:
1-800-600-0007
1-800-722-2657
Puerto Rico Customers:
Puerto Rico Office of Commissioner of Financial Institutions
Online:
https://www.ocif.pr.gov/en/querellas
Telephone number:
800-981-7711
787-723-8445
Rhode Island Customers:
Rhode Island Dept. of Bus. Regulation – Div. of Banking
Online:
https://dbr.ri.gov/divisions/banking/
Telephone number:
1-401-462-9503
South Carolina Customers:
South Carolina Office of the Attorney General
Online:
Telephone number:
803-734-3970
South Dakota Customers:
To contact PayPal, you may call customer service at 1-888-221-1161. PayPal's business address is: 2211 North First Street, San Jose, CA 95131
If you have questions or complaints about PayPal's money transmission services, you can contact the South Dakota Division of Banking.
South Dakota Division of Banking Online:
https://dlr.sd.gov/banking/default.aspx
Telephone number:
605-773-3421
Tennessee Customers:
Tennessee Department of Financial Institutions
Online:
https://www.tennessee.gov/tdfi/
Telephone number:
800-778-4215
615-741-2236
Any questions or complaints regarding the money transmission activities of PayPal, Inc. (NMLS #910457) can be directed to the Tennessee Department of Financial Institutions at 1-800-778-4215.
Texas Customers:
Texas Department of Banking
2601 N. Lamar Blvd.
Austin, Texas 78705-4294
Online:
Telephone number:
877-276-5554
512-475-1300
If you have a complaint, first contact PayPal at 888-221-1161. If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free), www.dob.texas.gov.
U.S. Virgin Island Customers:
U.S. Virgin Islands Division of Banking, Insurance and Financial Regulation
Online:
https://ltg.gov.vi/departments/banking-insurance-and-financial-regulation/
Telephone number:
340-773-6649 (St. Croix)
340-774-2991 (St. Thomas/St. John)
Utah Customers:
Utah Department of Financial Institutions
Online:
Telephone number:
801-538-8830
Vermont Customers:
Vermont Department of Financial Regulation
Online:
Telephone number:
1-833-337-4685
1-802-828-3307
Virginia Customers:
Virginia Bureau of Financial Institutions
Online:
https://www.scc.virginia.gov/regulated-industries/bureau-of-financial-institutions/
Telephone number:
804-371-9657
Washington Customers:
Washington Department of Financial Institutions
Online:
Telephone number:
877-746-4334
360-902-8703
West Virginia Customers:
West Virginia Division of Financial Institutions
Online:
https://www.dfi.wv.gov/Pages/default.aspx
Telephone number:
304-558-2294
Wisconsin Customers:
Wisconsin Department of Financial Institutions
File an online complaint click here
Telephone number:
1-800-452-3328
1-608-264-7969
Wyoming Customers:
Wyoming Department of Audit
Online:
https://wyomingbankingdivision.wyo.gov/
Telephone number:
307-777-7797
PayPal, Inc. (NMLS ID #: 910457) Credit State Licenses
Bill Me Later, Inc. (NMLS ID #: 2296861) Credit State Licenses
PayPal, Inc. is licensed for its credit activity in the following US jurisdictions:
| Jurisdiction | Regulatory Agency | Name of License |
|---|---|---|
| California | California Department of Financial Protection and Innovation | Finance Lenders Law License |
| Colorado | Colorado Department of Law | Supervised Lender |
| Connecticut | Connecticut Department of Banking | Small Loan Company License |
| Connecticut | Connecticut Department of Banking | Commercial Financing Provider Registration |
| Georgia | Georgia Department of Banking and Finance | Installment Lender License |
| Idaho | Idaho Department of Finance | Regulated Lender License |
| Louisiana | Louisiana Office of Financial Institutions | Licensed Lender |
| Maine | Maine Department of Professional and Financial Regulation | Supervised Lender License |
| Maryland | Maryland Commissioner of Financial Regulation | Consumer Loan License |
| Montana | Montana Department of Administration | Consumer Loan License |
| Nebraska | Nebraska Department of Banking and Finance | Installment Loan Company License |
| Nevada | Nevada Financial Institutions Division | Installment Loan Company License |
| New Hampshire | New Hampshire Banking Department | Small Loan Lender License |
| New Mexico | New Mexico Financial Institutions Division | Small Loan Company License |
| New York | New York State Department of Financial Services | Licensed Lender License |
| North Dakota | North Dakota Department of Financial Institutions | Money Broker License |
| Ohio | Ohio Division of Financial Institutions | Small Loan License |
| Pennsylvania | Pennsylvania Department of Banking and Securities | Credit Services Loan Broker |
| Rhode Island | Rhode Island Department of Business Regulation | Small Loan Lender |
| Rhode Island | Rhode Island Department of Business Regulation | Loan Broker License |
| South Carolina | South Carolina Department of Consumer Affairs | Consumer Credit Grantor Notification |
| South Dakota | South Dakota Division of Banking | Money Lender License |
| Texas | Texas Office of Consumer Credit Commissioner | Regulated Lender License |
| Vermont | Vermont Department of Financial Regulation | Loan Solicitation License |
| Virginia | Virginia Bureau of Financial Institutions | Sales-Based Financing Registration |
| West Virginia | West Virginia State Tax Department, Revenue Division | Notification of Consumer Credit Sales or Loans Registration |
| Wisconsin | Wisconsin Department of Financial Institutions | Consumer Act Registration |
| Wyoming | Wyoming Division of Banking | Consumer Lender License |
California Customers:
PayPal Pay in 4 loans to CA residents are made or arranged pursuant to a CA Financing Law License.
Louisiana Customers:
If you applied for or obtained a PayPal Pay in 4 loan of $350 or less payable in 60 days or less, you may contact the Louisiana Office of Financial Institutions at 1-888-525-9414 for complaints about this lender.
New Mexico Customers:
Read additional disclosures related to PayPal Pay in 4.
Vermont Customers:
For PayPal Pay Monthly applicants - THIS IS A LOAN SOLICITATION ONLY. PAYPAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.
Bill Me Later, Inc. is licensed for its credit activity in the following US jurisdictions:
| Jurisdiction | Regulatory Agency | Name of License |
|---|---|---|
| Arizona | Arizona Department of Financial Institutions | Collection Agency License |
| Arkansas | Arkansas State Board of Collection Agencies | Collection Agency License |
| City of Buffalo | City of Buffalo Department of Permit and Inspection Services | Collection Agency |
| California | California Department of Financial Protection and Innovation | Debt Collection License |
| Delaware | Delaware Department of Finance, Department of Revenue | Collections Agency |
| Iowa | Iowa Attorney General | Master Loan Company Registration |
| Iowa | Iowa Division of Banking | Nonresident Regulated Loan Company Branch License |
| Iowa | Iowa Division of Banking | Debt Collector Notification |
| Louisiana | Louisiana Secretary of State | Collection Agency/Debt Collector Registration |
| Maine | Maine Department of Professional and Financial Regulation | Loan Servicer Registration |
| Minnesota | Minnesota Department of Commerce | Regulated Loan Company License |
| Maryland | Maryland Commissioner of Financial Regulation | Collection Agency License |
| Massachusetts | Massachusetts Division of Banks | Third Party Loan Servicer Registration |
| Nebraska | Nebraska Department of Banking and Finance | Installment Loan Company License |
| New Hampshire | New Hampshire Banking Department | Small Loan Lender License |
| New Jersey | New Jersey Division of Revenue | Collection Agency Bond |
| North Dakota | North Dakota Department of Financial Institutions | Collection Agency License |
| Oregon | Oregon Division of Financial Regulation | Collection Agency Registration |
| South Dakota | South Dakota Division of Banking | Money Lender License |
| Texas | Texas Office of Consumer Credit Commissioner | Regulated Lender License |
| Utah | Utah Department of Financial Institutions | Consumer Credit Code Notification |
| Washington | Washington Department of Revenue | Out of State Collection Agency License |
| West Virginia | West Virginia State Tax Department | Collection Agency Business Registration |
| Wisconsin | Wisconsin Department of Financial Institutions | Consumer Act Registration |
| Wisconsin | Wisconsin Department of Financial Institutions | Loan Company License |